Free Paycheck Calculator.
Know exactly what you'll take home. Calculate your net pay after federal, state, and FICA taxes for all 50 states.
No sign-up required. Results are estimates.
All the calculators you need.
Free paycheck, tax, and investment tools — updated for 2026.
Salary Calculator
Calculate your net take-home pay from your annual salary, with federal and state tax breakdowns.
Hourly Calculator
See your paycheck based on hourly rate, hours worked, and overtime.
Federal Income Tax Calculator
Estimate your total federal and state income tax liability for the year.
Investment Growth Calculator
Project your investment growth with compound interest over time.
Tax Burden Estimator
Quick estimate of your total tax burden — federal, state, and FICA combined.
Bonus Tax Calculator
Calculate how much of your bonus you actually keep after taxes.
Payroll Tax Calculator
Calculate total employer cost including FICA match, FUTA, and SUTA.
401(k) Contribution Calculator
See how 401(k) contributions impact your paycheck and retirement savings.
How it works.
Three steps to your take-home pay.
Enter your details
Salary or hourly rate, state, and filing status.
We crunch the numbers
Federal + state taxes, FICA, deductions — all calculated instantly.
See your breakdown
Visual breakdown of where every dollar goes.
Calculate state-specific paycheck taxes
Select your state to calculate local withholding, standard deductions, and state tax brackets.
Frequently Asked Questions
How do I calculate my take-home pay?
To calculate your take-home pay, start with your gross salary or hourly wages. Subtract pre-tax deductions (like 401k or health insurance) to find your taxable income. From this, deduct FICA taxes (6.2% Social Security, 1.45% Medicare), federal income taxes, and state/local taxes. What remains is your net paycheck.
What taxes are taken out of my paycheck?
Typically, four main payroll taxes are withheld: Federal Income Tax (based on IRS brackets), State Income Tax (depending on your state), Social Security tax (6.2% up to annual wage bases), and Medicare tax (1.45%). Some jurisdictions also levy local or municipal income taxes.
How much tax do I pay on a $75,000 salary?
On a $75,000 salary, your tax liability depends on your state and filing status. Federal income tax will range between $5,000 and $8,000 (after the standard deduction), FICA taxes will equal $5,738, and state taxes will range from $0 (e.g., Texas, Florida) to over $3,500 in high-tax states.
What is FICA and how much is it?
FICA stands for the Federal Insurance Contributions Act. It is a mandatory U.S. payroll tax that funds Social Security and Medicare. Employees pay a flat 6.2% for Social Security (up to $184,500 for the 2026 tax year) and 1.45% for Medicare. Employers match these rates exactly.
How accurate are online paycheck calculators?
Most online paycheck calculators are highly accurate estimates, provided they are updated with the latest annual IRS standard deductions and state tax bracket tables. MyPaycheckCalculator is fully updated for the 2026 tax year, incorporating state standard deductions, local flat taxes, and progressive brackets.
Does my state have income tax?
Most U.S. states levy an income tax on wage earnings. However, nine states do not have a traditional state wage tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. If you live in these states, only federal and FICA taxes apply.