Overtime Calculator.
Calculate how much you'll take home when working overtime, factoring in time-and-a-half and taxes.
Pay Details
Fetching 2026 tax schedules...
How Overtime Pay Is Calculated
Your overtime paycheck is calculated by first determining your annual gross pay: hourly rate × regular hours × 52 weeks, plus overtime at 1.5× your regular rate.
Then federal income tax, state income tax, and FICA (Social Security + Medicare) are deducted to arrive at your net take-home pay.
Frequently Asked Questions
How is overtime pay calculated in the US?
Overtime pay is calculated by multiplying your regular hourly rate by 1.5 (time-and-a-half) for all hours worked over 40 hours in a single week. For example, if you earn $20/hour, your overtime rate is $30/hour.
Is overtime taxed at a higher rate than regular pay?
No, overtime pay is subject to the same progressive tax brackets as regular wages. While your payroll software might withhold a slightly higher percentage because it estimates a higher annual salary for that period, any excess tax is reconciled when you file your annual tax return.
What is the 'no tax on overtime' deduction for 2025-2028?
The federal government has proposed the OBBBA ('no tax on overtime') initiative, which allows qualified hourly workers to deduct overtime earnings from federal income tax calculations through 2028. However, Social Security and Medicare (FICA) taxes, as well as state/local taxes, still apply to all overtime wages.
How much is time and a half for $20/hour?
Time-and-a-half for an hourly rate of $20 is $30 per hour. Any hours worked in excess of 40 hours during a standard seven-day workweek are compensated at this premium overtime rate.
Why MyPaycheckCalculator is Better
If you are looking for a private, faster Overtime Calculator or search for a secure SmartAsset overtime calculator alternative, we offer a modern, uncluttered alternative. Here is how our utility compares to legacy traditional options:
MyPaycheckCalculator Advantage
- Calculate overtime take-home pay instantly on a single responsive screen.
- Calculations happen locally in your browser with zero data harvesting.
- Completely updated with FICA limits and state standard deductions for 2026.
Legacy Calculator Drawbacks
- Forces users to jump between separate tool paths for overtime calculations.
- Heavy script tracking monitors user wage rates and overtime entries.
- Presents cluttered results cards surrounded by aggressive banner ads.